For your convenience, you can request your renewal online. It’s easy.
Basic Insurance
ICBC Basic Autoplan insurance is the mandatory coverage you need for a vehicle in B.C. It helps ensure that all people in British Columbia who own, lease and drive a motor vehicle here are protected with a basic level of coverage. Find out what’s included in your Basic Autoplan insurance.
Optional Coverages
Collision – covers your repair costs when you hit another vehicle, object or the surface of the road. This coverage extends to vehicle damage caused by an unidentified driver (hit and run).
Comprehensive – covers loss or damage to your vehicle by any cause except loss or damage covered by Collision insurance. Comprehensive includes, but is not limited to, coverage for loss or damage caused by fire, lightning, theft (except by an employee or member of your household), vandalism, malicious mischief, windstorm, earthquake, hail, or impact with animals.
The RoadStar and Roadside Plus packages:
RoadStar includes:
- Loss of Use
- Rental Vehicle Coverage
- Vehicle Travel Protection
- Lock Re-keying
Roadside Plus includes:
- …everything in Roadstar, plus:
- Emergency Roadside Expense Repayment
- Destination Assistance
- Theft Deductible Waiver
Income Top-Up Policy
ICBC’s optional Income Top-Up policy extends income replacement coverage beyond the $119,000 insurable income limit available under Enhanced Accident Benefits (EAB) if you’re injured in a crash and unable to work. ICBC’s optional Income Top-Up policy is only sold to individual customers and isn’t tied to vehicle coverage. It can be purchased at any time in tiers of $10,000, up to a maximum of $100,000 above the income replacement limit.
Customers can purchase ICBC’s Income Top-Up policy in tiers of $10,000, up to $100,000. The price per tier is approximately $40 annually. The Income Replacement Benefit does not cover business losses or expenses. These types of losses are covered through business insurance.